How to Pay for Drug & Alcohol Rehab Without Insurance
By: Flaka Ismaili January 17, 2022
Addiction Resource team has compiled an extensive list of the top drug rehabilitation facilities around the country. Click on the state you are interested in, and you’ll get a list of the best centers in the area, along with their levels of care, working hours, and contact information. Many people inspired to seek treatment but without the money or insurance to pay for it have successfully raised the money they need. Some do this by selling off personal items or by asking for donations via GoFundMe or IndieGoGo, or other such sites. If an individual has valuable skills or services, they can offer them as incentives to those who donate to their cause, and this raises the financial aid for drug rehab. Thankfully, there are ways to pay for the cost of drug rehab without insurance.
This article lists 13 strategies that can help anyone find the treatment they need, even if someone doesn’t have health insurance. Very few people indeed have the money to pay the total cost of inpatient drug or alcohol rehab “out of pocket.” This is even more true if the addiction is long-term and has left one financially compromised. Navigating rehab without insurance can be challenging, but it’s an important https://ecosoberhouse.com/article/how-long-does-weed-marijuana-stay-in-your-system/ step toward reclaiming your life from addiction. From the Affordable Care Act (ACA) to sliding scales, this article will help you learn how to pay for rehab without insurance and other practical strategies for getting the help you need to begin recovery. Sunshine Behavioral Health strives to help people who are facing substance abuse, addiction, mental health disorders, or a combination of these conditions.
How To Go To Rehab Without Insurance
You will also want to check eligibility requirements to make sure you are eligible to apply. Although going into debt isn’t an attractive option, it can be an effective way to pay for drug rehab if you have no other choice. The key is to apply for credit cards with a low-interest rate or no interest rate. That way, if you have to carry a balance from month to month, you won’t be hit with interest fees that make it impossible to ever pay off. Support groups such as Alcoholics Anonymous (AA), Narcotics Anonymous (NA), or other recovery-oriented groups can provide ongoing peer support and a sense of community. These groups offer a supportive environment for individuals to share their experiences, gain encouragement, and learn from others in recovery.
It is important to mention that it is best not to attempt to detox alone because withdrawal from some substances can be dangerous. A new way to raise money is by asking strangers for it on a crowdsource website. In order to do this, all a person has to do is create a profile that discusses why they need the money. Then, others who read the profile can decide how much they want to donate to the cause.
Arizona Drug and Alcohol Abuse Rehab Center
This way, even if the user cannot pay off immediately, they will not be burdened by the extra interest fees that keep piling up every month, making it almost impossible for the user to ever pay it off. It is also advisable to apply for such a card from companies that specialize in healthcare financing. Payments on such financing don’t come due until after how to get someone into rehab an individual is out of treatment. Some plans even offer a grace period of several months to allow them the time one may need to get settled and find a job before payments begin. Sometimes, these addiction treatment options are helpful for those who happen to have a minimum amount of insurance that will only cover a small portion of their treatment.
Without a job, they may not be able to afford a health insurance plan that covers inpatient and outpatient treatment needed for recovery. Others may have a job, but that job may not offer any assistance in paying toward a health insurance plan. If you have an account at a local credit union, bank, or another financial establishment, they may be able to offer you a personal medical loan to help cover the cost of detox and recovery. Many banks and credit unions offer financing options for medical emergencies, and addiction treatment definitely falls into that category. The decision to seek professional help for addiction is a crucial step towards recovery.
How to Get Someone Into Rehab: The Admissions Process
For those who need to know how to go to rehab without insurance, this is an affordable option. Maybe you work, but don’t make enough to cover the full cost of the treatment. You can check into how much you would need to pay through a sliding scale payment. Still others may have health insurance plans which offer no coverage for substance abuse treatment—though changes to the way insurance companies are required to cover addiction treatment ensure this is rarely the case. Some alcohol treatment centers will offer financing, which can help lessen the cost burden.
When you apply to one of these programs, you may be asked to show proof of income, lack of insurance, U.S. citizenship, and residency in the state in which you are looking for treatment. Addiction Resource aims to provide only the most current, accurate information in regards to addiction and addiction treatment, which means we only reference the most credible sources available. As you can see, figuring out how to get into rehab without insurance doesn’t have to be as hard as it seems. Sometimes, they may ask for a small amount of money for a down payment as proof of a person’s willingness to pay, though. You should also consider joining a support group for people with addicted loved ones. Support groups like Al-Anon and Nar-Anon can help you cope with your loved one’s addiction and recovery.
When in doubt, talk with your doctor or call Medicare
While there, they receive therapy, learn about addiction, and work on developing coping skills. We are here to provide assistance in locating an Ark Behavioral Health treatment center that may meet your treatment needs. The helpline at AddictionResource.net is available 24/7 to discuss the treatment needs of yourself or a loved one. This helpline is answered by Ark Behavioral Health, an addiction treatment provider with treatment facilities in Massachusetts and Ohio.
- The best option in risky cases is to slowly and gradually wean yourself off your drug of choice under the guidance of medical professionals.
- That way, if you have to carry a balance from month to month, you won’t be hit with interest fees that make it impossible to ever pay off.
- The good news is there are subsidized treatments that are offered through the government.
- The search tool allows individuals to filter programs based on their specific requirements and shows the various free inpatient rehab centers and free outpatient rehab centers available to them.
- Individualized treatment plans simultaneously address addiction and co-occurring disorders to provide comprehensive care and improve overall well-being.
There are several other options available for how to get into rehab without insurance that require a little creative planning. While this might sound radical, it is important to remember that the long-term effects of drug and alcohol use can be fatal because of the damage that they do to the body. Research suggests that involuntary commitment to outpatient treatment facilities can result in 57% fewer treatment admissions in the future. If you can’t convince your loved one to check into rehab independently, you can force them. Many states allow parents to force their underaged children to attend drug and alcohol rehab without their consent.
Time in a rehab center can help you plan for what comes next after treatment, as well as offer you resources to turn to in times of need. Navigating alcohol and drug rehab without insurance can be challenging, but it’s an important step toward reclaiming your life from addiction. This article will help you learn how to pay for rehab without insurance and other practical strategies for getting the help you need to begin recovery. For those seeking addiction treatment for themselves or a loved one, the addictionresource.com helpline is a private and convenient solution. Calls to any general helpline (non-facility specific 1-8XX numbers) for your visit will be answered by American Addiction Centers (AAC).
A healthcare professional can accompany your loved one to a doctor’s appointment if they’re open to it. They can also evaluate their substance use and help design a treatment plan that caters to their needs. A more intensive type of treatment that involves staying at a treatment center for the length of treatment will cost more than a treatment program that has sessions only once or twice a week.
